How Can Family Members Provide Long-Term Care as a Caregiver?

There are several ways for family members to help provide long-term care for an aging family member. You may want to find out about Medicaid programs and financial assistance for caregivers. Shared caregiving is also an option that may help. Ultimately, you must decide which type of caregiving is right for your family member and the needs of your loved one.

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Resources for family caregivers

The California Department of Aging offers several programs to support family caregivers. These programs are funded through the U.S. Administration on Aging. These programs are coordinated by the California Area Agencies on Aging (AAAs). These services include information, access to services, training, respite care, counseling, and other resources. Some programs are also offered through partnerships with private or public organizations.

Family caregivers can also access resources at the AARP Caregiving Resource Center. This website features articles, tools, and social media channels to address their unique needs. The website also features a discussion group where caregivers can connect with one another and share helpful tips and experiences. A variety of articles and blog posts are also available.

The Department of Human Services also offers a number of programs to support family caregivers. The state’s Unit on Aging oversees a range of health and nutrition services, legal services, and disability resources. In addition, the National Family Caregiver Support Program provides information, respite care, counseling, and limited supplemental services.

Medicaid also provides financial resources for family caregivers. HCBS programs often include tax-free stipends, personal care coaches, and other benefits for caregivers. Caregiving assistance is often a significant source of stress, and these programs provide assistance and support for family caregivers.

How Can Family Members Provide Long-Term Care as a Caregiver

Financial assistance

There are many public resources available to family members who provide long-term care for their loved ones. These can help pay for the caregiving costs and can differ by state. While the majority of the resources are for caregiving for a parent, they may also be available for spouses or other relatives.

Some of the resources provide tax credits for caregivers. For example, the Credit for Caring Act provides a tax credit of up to 30 percent of qualified long-term care expenses. In order to qualify, caregivers must have more than $7,500 in taxable income and incur expenses directly related to providing long-term care for a dependent relative.

Medicaid-funded programs are another option for caregivers. The HCBS program provides a tax-free stipend, a personal caregiver coach, and other resources. Both programs aim to minimize financial burdens on caregivers and reduce their stress. However, if you or a family member is not eligible for Medicaid, there are many other options available.

A recent AARP study estimates that more than one quarter of Americans are serving as informal caregivers. This is typically a family member or close friend who takes on the responsibility of helping an elderly person with daily activities. As a result, informal caregivers spend a large amount of time ensuring the health and safety of their loved one. Many caregivers do not receive adequate compensation for their efforts. In fact, 1 in 5 of them report experiencing high financial strain. Many of them have stopped saving money and are taking on more debt.

Medicaid programs

Providing long-term care at home can be costly, but Medicaid programs allow family members to receive compensation for their services. In California, the In-Home Supportive Services (IHSS) program pays for home care services provided by licensed and certified care providers. Family caregivers are responsible for hiring and training providers but can qualify for compensation if they meet certain criteria. The state’s Medicaid programs also offer a Veterans Directed Care (VDS) program, which is funded by the San Diego VA Health Center.

Another Medicaid program that allows family caregivers to provide care is the Client-Employed Provider Program (CEP). CEPP allows participants to hire their own caregivers. The caregiver can be a family member or an adult child. The caregiver cannot be an official representative or Durable Power of Attorney. However, they may be able to receive compensation if they complete all the required paperwork.

The American Elder Care Research Organization’s Paid Caregiver Program Locator can help caregivers find possible programs in their area. The organization provides a database of state caregiver programs. Some states also offer caregiver programs for people who are not eligible for Medicaid. The criteria for these programs differ by state, so it’s important to check the eligibility requirements for the program in your area before deciding to apply.

A consumer-directed care program is another Medicaid option that lets recipients choose their own caregivers. The program is administered by the Department of Human Services. Participants are eligible to receive funding for home health care, adult day care, and respite care. In addition, they may be able to hire family members or friends for assistance in providing care.

End-of-life decision making

Establishing plan-of-care decisions for a loved one who is dying is a complicated process, requiring an especially sensitive touch. No other medical specialty requires as much delicacy and care in dealing with emotions. The physician must anticipate and acknowledge strong family emotions and should inquire if the family would like to discuss these issues openly. The process should follow the directives of a durable power-of-attorney or other documents.

In advance, family members should seek legal and financial advice to outline the patient’s wishes for his or her future health care. If possible, they should create legal documents outlining the patient’s wishes and values. It’s also a good idea to record conversations and events that demonstrate the person’s wishes and values.

Early conversations can ease the end-of-life journey for all involved. It’s especially helpful if the conversation starts before the medical crisis. During early conversations, a person can consider options such as hospice care, spiritual practices, and memorial traditions.

Family members often believe in miracles, and they may not be willing to give up hope for their loved ones. While their beliefs do not always match with the beliefs of their patients, understanding their beliefs can help providers communicate with greater empathy and compassion. This understanding can help them provide care that aligns with value-based care principles.

In addition to the caregiver’s desires, the senior may require practical care and assistance with routine activities. A personal care assistant, hospice team, or physician-ordered nursing services may provide the caregiver with the assistance needed.

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